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Resale marketplace scams: buying safely on Depop, Mercari, Poshmark, StockX and Whatnot

Resale apps such as Depop, Mercari, Poshmark, StockX and Whatnot are established platforms; the risk is the individual seller, and the protection only works if you pay inside the app. Each platform gives you a short window to report a problem after delivery, as short as 72 hours on Mercari. Know the window before you buy, never pay a seller outside the app, and check any outside site a seller sends you to.

By the AnyFact team · Updated

Is the resale app legit, or is it the seller?

When people ask “is Depop legit?” or “is Mercari legit?”, they usually mean “will I get my money back if this seller cheats me?”. The apps themselves are long-running businesses. What protects you is their buyer protection, and it has conditions: you paid through the app, and you reported the problem in time.

A Business Check of the platform’s own domain confirms the company behind it. It cannot rate an individual seller’s account, which lives inside the app: for that, use the seller’s ratings, history and the rules below.

Buyer protection on each resale app, and how long you have

As published by each platform, read on 2026-10-28. Rules change: check the official page before a large purchase.
PlatformWhat is coveredTime to reportPaid outside the app
Mercari (US)Refund issues raised before the order is ratedMercari rates the transaction automatically within 72 hours of delivery; after that, no returns or refundsNot protected
PoshmarkItem never shipped or not matching the listing (Posh Protect)Within 3 days of delivery, then payment is released to the sellerNot covered
WhatnotNot as described, wrong or missing, not authentic, broken or unusableUp to 30 days from purchase or 14 days from delivery, whichever comes firstNot covered
StockXOrders inspected before shipping, or shipped by a StockX Verified Seller, backed by its Buyer PromiseSee the Buyer Promise termsNot applicable: you buy from StockX’s checkout
DepopPurchases checked out and paid on DepopSee Depop’s buyer protection pageExcluded (PayPal, bank transfer or meetups arranged outside Depop)

Sources: Mercari refunds and returns and safety guidelines, Posh Protect, Whatnot Buyer Protection and payment security, StockX: our process, Depop buyer protection.

The resale scams that cost buyers their protection

  • “Pay me directly, it’s cheaper.” A seller offers a discount for PayPal Friends and Family, Zelle, a bank transfer or crypto. Mercari, Poshmark and Whatnot all say these payments are not covered.
  • The fake payment page. A seller or “buyer support” sends a link to a checkout page that copies the app. Check the address: it is not the platform’s domain.
  • Photos that are not the item. Stock photos, photos lifted from another listing or AI-generated images hide the real condition. Ask for a photo with today’s date written next to the item.
  • Fakes on luxury and sneaker listings. Peer-to-peer apps do not inspect every item; StockX’s model is different, and Whatnot covers items that are not authentic within its window.
  • Moving the chat to WhatsApp or Instagram. Messages outside the app are not visible to the platform’s support if something goes wrong.

AI Photo Detector · Free plan

Check a listing photo for content credentials, AI-image signals and visible anomalies before you buy.

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When a seller sends you to another site

Some sellers run their own shop and invite buyers there for “better prices”. That shop is outside the app’s protection, so treat it as any unknown online store: domain age, company, legal notice, payment methods. The scam website checker runs those checks and gives each one its source.

Any free account can run a Business Check (3 credits, out of 10 free credits a month) and see how many checks ran and how many warning signs came up. The full report, with the score, the company, the people and every source, is on the Business plan ($49 a month), with a manual review by our team within 48 hours when the AI cannot confirm everything.

The online shopping guide covers fake stores in more depth, and our trust reports publish dated checks of popular platforms as they are reviewed.

Frequently asked questions

Is Depop, Mercari or Poshmark legit?

They are established resale platforms, and each offers buyer protection when you pay through its own checkout. The risk is the individual seller. Pay only in the app, keep the conversation in the app, and report any problem inside the platform’s window.

How long do I have to report a problem on Mercari?

Mercari says it rates the transaction automatically within 72 hours of carrier-confirmed delivery, and that returns or refunds are not permitted once the order is rated. Check the item as soon as it arrives.

Is StockX legit?

StockX is an established marketplace. Its process page says every order is either inspected by its verification team before it ships or shipped directly by a StockX Verified Seller, and that every purchase is backed by its Buyer Promise.

A seller wants payment by Zelle or bank transfer. Is that safe?

It removes the platform’s protection. Mercari, Poshmark and Whatnot all state that transactions paid outside their app are not covered. Decline and pay through the app’s checkout.

Check the business before you pay

Company registries, legal notice, domain age, Google Safe Browsing, regulator warning lists and web reputation, each with its source. Free preview with a free account.

Open the Business Check